Calum Ross
Amazon and Globe & Mail best selling personal finance author as well as a national leader and speaker in the field of financial planning and borrowing to invest. Specialize in helping consumers make the most educated decisions about their mortgage and investment management. Key expertise in helping Realtors partners maximize their client retention and effectively grow their business especially in the investment and luxury home market. Personally funded in excess of $2.5 billion dollars of residential mortgages.
Regularly featured in media as a financial expert including appearances on Global, CTV, CNBC and BNN. Additionally, Calum has contributed to The Globe & Mail, The National Post, and The Toronto Star.
Consulted by pension funds, government policy makers and federal mortgage insurers about matters relating to the mortgage, real estate and financial markets. He is an alumnus of Harvard Business School and holds an MBA in finance from the Schulich School of Business. He lives in Toronto.
Honors & Awards:
2016 Broker of the Year – Awards of Excellence (Mortgage Professionals Canada)
2014 Canadian National Mortgage Broker of the Year – Canadian Mortgage Awards
2014 Outstanding Customer Service Award – Canadian Mortgage Awards
2011 Ranked as Canada’s #4 Top Producing Mortgage Professional (all firms nationally)
CIBC Mortgages – Lifetime Achievement Award (youngest recipient in firm history)
2010 Canada’s #1 Top Producing Mortgage Professional (all firms nationally as per CMP)
Calum Ross
MORTGAGE AGENT | PRODUCTION PARTNER TO CALUM ROSS
- 1-855-410-9905
- clientcare@mortgagemanagement.ca
Spiro Boseovski
MORTGAGE AGENT | PRODUCTION PARTNER TO CALUM ROSS
- 1-855-410-9905
- clientcare@mortgagemanagement.ca
Spiro Boseovski
Spiro first entered the entered the financial services industry as an underwriter with Aviva in 2004. He then took his first job as a Mortgage Specialist with CIBC in 2008 where he was consistently one of their top producers for his nine-year tenure. He left the bank in pursuit of becoming a mortgage broker because he realized it would give him the ability to access a broader suite of mortgage solutions, more competitive products and rates to save his client’s money.
He has over 12 years of mortgage industry experience including 9 years as a top performer with CIBC prior to becoming a Mortgage Agent. Spiro has personally successfully funded over 1,000 mortgages and is committed to providing the highest level of customer service and financial expertise possible.
Spiro holds a Bachelor of Commerce in economics and finance from the University of Toronto where he graduated with High Distinction. Spiro is working towards his AACI designation (Accredited Appraiser Canadian Institute) through the University of British Columbia. Spiro’s passion for numbers is surpassed only by his desire to serve his client’s best interests.
Spiro lives in Toronto where he first started investing in real estate over 10 years ago.
Michael De Nuzzo
Michael and Calum’s history goes back to 2014 when Michael was a District Training Manager/Senior Financial Advisor & Scotia Securities Advisor at Scotiabank. Over the past 11 years Michael has established himself as a credible, knowledgeable, and customer service focused individual with a comprehensive understanding of personal finance.
Michael has Personal Financial Planning & Advice Designations through the Canadian Securities Institute with a passion for facilitating real estate financing and investing, which he started doing personally over 10 years ago. Michael has earned a reputation as a trusted partner for both families and individuals looking to maximize their wealth. Like Calum, Michael is a passionate advocate of the ‘Client for Life’ service model, which emphasizes that success is centered around world class service to clients and business partners. As an individual, Michael has funded more than 200 million dollars in mortgage financing over the past 4 years; his experience and training make him ideally suited to providing clients with hassle-free on-time closings, maximizing their interest savings with mortgage structures that complement their short, medium and long term financial goals.
When he’s not in the office Michael enjoys spending time with his wife and two children. He also enjoys meeting others who share his passion for prudent investing.
Michael De Nuzzo
MORTGAGE AGENT | DIRECTOR OF CLIENT RELATIONS
- 1-855-410-9905
- clientcare@mortgagemanagement.ca