Cash Back Mortgages in Canada

You can receive as much as 5% of the mortgage amount paid to you at closing in Canada. That’s $14,000 on a $200,000 mortgage. This program is available to everyone, but since it is really designed for first-time home buyers, it could help you in the following ways: closing costs, appliances and/or furniture, reduction of other debt, or making a prepayment on your mortgage following your closing.


The Canadian cash back program can also be used by someone who already has a mortgage with a rate that is considerably higher than the current rate and is in a situation where it pays to break the mortgage and use the cash back to pay for the penalty costs.

Mortgage advice like this can result in saving thousands of your after-tax dollars.

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